Commercial & Business Finance

Tailored lending for investors, business owners and professionals with complex financial needs.

Strategic finance for commercial property and growing businesses.

Whether you’re purchasing a commercial property, expanding your business, investing through a trust, or leveraging cash flow to grow, you need more than a generic loan. You need structure, clarity and a lending strategy that supports long-term success.

At KOI Mortgages, we specialise in helping business owners and investors secure the right funding with strong negotiation, smart structuring and deep knowledge of lender policies across banks, non-banks and private lenders.

How We Help

Commercial & Business Finance — Done Properly

Commercial Property Finance

For investors and business owners purchasing:

Warehouses & industrial sites
Retail shops & offices
Medical suites & specialised commercial assets
Mixed-use and professional premises
SMSF commercial property

What we deliver:

Strong approval strategy with the right lender fit
Competitive commercial rates and flexible terms
Support for trust, company & multi-entity structures
Options for lease-doc, no-financials or complex financial scenarios
Refinancing for better structure, rates or cash-out

Business & Cashflow Finance

For businesses needing flexible funding to operate, stabilise or grow:

Working capital & cashflow lending
Business loans (secured & unsecured)
Overdrafts and line-of-credit facilities
Fit-out, equipment and asset finance
Franchise lending
Invoice/debtor finance
Short-term or fast-turnaround business solutions